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Social Security Disability: Your Guide to Retroactive Benefits

The Social Security disability claims process can take time. In some cases, a person could be left with a multi-month gap between the point that they became eligible for SSDI benefits and the point when they actually applied. Retroactive Social Security disability benefits may be available. In this article, our Arkansas Social Security disability attorney highlights the key points to understand about retroactive benefits and SSDI claims.

Retroactive SSDI Benefits: Explained

Retroactive Social Security Disability Insurance (SSDI) benefits are a key part of the broader program. These benefits are designed to provide financial support to eligible people who were disabled before their application approval. These benefits compensate a person for the period between their official onset of disability and their actual approval of their SSDI benefits.

Social Security Regulations: A Limit on Retroactive SSDI Benefits in Arkansas

In Arkansas, Social Security regulations impose a limit on retroactive SSDI benefits. The Social Security Administration (SSA) explains that “benefits involving disability up to 12 months may be paid retroactively.” In other words, SSA rules restrict retroactive payments to a maximum of 12 months prior to the application date, not including the mandatory five-month waiting period post-disability onset. 

SSDI Claims Tip: Apply for Disability Benefits as Soon as Possible

SSDI claims are highly time-sensitive—especially as it pertains to retroactive disability benefits. A key tip for SSDI claims is to apply for disability benefits as soon as they are eligible to do so after becoming disabled. Prompt action is crucial due to the Social Security Administration’s processing time and the mandatory five-month waiting period. A proactive application helps in securing benefits quicker and also in maximizing potential retroactive payments. You do not want to miss out on benefits that are due to you under the law. An experienced Arkansas SSDI attorney can answer your questions, help you prepare an application, and guide you through the claims process.

The Disability Onset Date is Key to Retroactive Benefit Claims

There are many myths and misconceptions about retroactive Social Security disability benefits—most notably, about how the onset date is determined by the SSA. The “disability onset date” in the context of SSDI claims refers to the date when an individual first becomes disabled and unable to work due to their medical condition. The date is crucial in determining eligibility for SSDI benefits and plays a key role in the calculation of retroactive benefits. When a person applies for SSDI, they must provide evidence to establish their disability onset date. Relevant evidence includes medical documentation, doctor’s notes, and vocational records.

Set Up a Free Case Review With a Top-Tier SSDI Lawyer in Arkansas

At Gallo Cazort & Co. Law Firm, our Arkansas Social Security disability lawyers put the best interests of clients first. If you have any questions about retroactive benefits for SSDI, we can help. Call us now or contact us online for a no cost, no obligation case evaluation. With an office in Rogers, we are well-situated to take on SSDI claims and SSDI appeals throughout Northwest Arkansas.